FiQir is a Malaysia Digital status company specialising in AI and machine learning for financial services. We combine deep industry expertise with quantitative rigour to deliver intelligent lending, regulatory compliance, and document automation platforms.
FiQir Holdings Sdn Bhd is a Malaysia Digital (MD) status company specialising in AI and machine learning for the financial services industry. Our name — Futuristic Intelligence & Quantitative Information Research — reflects our foundational belief: that rigorous quantitative science, combined with genuine industry experience, produces the most reliable AI.
We are not a generalist AI firm. Every product we build is shaped by decades of hands-on knowledge in credit, lending, regulatory compliance, and payments — informed by professionals who have worked inside the institutions our platforms now serve.
Backed by AWS Startup Fund Acceleration and partnered with Houston Technology Group of New Zealand, we operate at the intersection of technology innovation and financial services pragmatism. Our platforms are cloud-native, modular, and built for the regulatory realities of the Malaysian market.
Statistical models and ML pipelines built by PhD-level researchers and banking veterans.
Human-in-the-loop controls, audit trails, and BNM-aligned compliance built into every platform.
Pure AWS architecture. Pick individual modules or deploy the full platform end-to-end.
Proudly built by Malaysian talent, for the Malaysian financial ecosystem and beyond.
FiQir is backed by Houston Technology Group (HTG), a 40-year-old Australasian technology group with a strong foothold in healthcare technology and business process automation. HTG's flagship platform, Houston IntelliMed, powers medical practice automation across New Zealand and Australia. Founded by Alan Chew — Fellow of Chartered Accountants Australia NZ, Fellow of the Governance Institute of NZ, and recipient of the Rotary International Paul Harris Fellowship — HTG brings governance depth and international technology credibility to FiQir's growth.
Visit Houston Technology GroupOur leadership has worked inside banks, Experian, and global payment networks — we understand the constraints regulators impose and lenders face.
Our scoring models and risk engines are shaped by a strong team of PhD-level machine learning experts, data scientists, and computer scientists.
Our platforms operate in production across banking, energy, and property environments.
FiQir draws a clear line between the platforms we own and operate, and the expert services we deliver. Two disciplines — one focused team.
Modular, cloud-native lending combining real-time AI risk scoring, automated financial spreading, intelligent document processing, and dynamic rate adjustment. Reduces processing time by up to 50% and improves loan approval accuracy by 20–30%.
Extracts, classifies, and validates structured data from handwritten and complex documents — MyKad, bank statements, audited financials, POs, trade documents. Local LLM-powered contextual understanding, enhanced by machine-learning driven continuous improvement. Built-in document-level fraud detection helps identify suspicious patterns, inconsistencies, and potential manipulation across submitted documents.
A continuous regulatory compliance advisor. Automates policy classification, dissemination, impact assessment, and remediation advisory. AI scenario simulations, side-by-side policy comparison, ML-based task assignment, evidence-based audit trails — all with human-in-the-loop controls and role-based access.
Built on FiQir's IDP engine, Finance Automation delivers end-to-end AP and AR process automation with real-time visibility and reconciliation. Eliminates manual invoice keying, PO-matching errors, and month-end reconciliation bottlenecks across complex, multi-supplier finance operations.
FiQir's Finance Automation module uses the same IDP core that powers our lending platform — trained specifically for finance operations workflows including AP, AR, 3-way matching, and ERP posting.
Our founding team combines two decades of banking and fintech experience with PhD-level statistical research, global payment infrastructure expertise, and Australasian technology leadership — an unusually powerful combination for an AI company in financial services.
With over 20 years across financial services, telecommunications, government, and consulting, Madelaine has built startups from scratch to consistent annual revenues of RM6–8M. Her time at multiple banks and Experian gave her deep, end-to-end exposure to loan origination and the credit industry — as both product developer and end user. She brings QA, product development, project management, and business development expertise to FiQir's leadership.
Alan is the founder of HTG, a 40-year-old Australasian technology group with a flagship healthcare automation platform (Houston IntelliMed). He holds an honours degree in management, is a Fellow of Chartered Accountants Australia NZ, and a Fellow of the Governance Institute of NZ. He and his team designed the NZ Covid Tracer App — gifted to the nation and recognised with a Rotary International Paul Harris Fellowship. For nearly 14 years he has served on the boards of two of New Zealand's largest philanthropic funders.
He consults with FiQir on AI-related foundations, bringing a strong combination of academic depth and practical experience. His background includes work in healthcare AI within a multinational pharmaceutical setting, as well as broader experience across applied data science, statistical modelling, and real-world machine learning systems.
Alex brings rare global infrastructure experience — having led payment switch and settlement operations for a large Oil & Gas petrol station network across 35 countries, integrated with 15 global banks. His telecommunications background includes modernising and migrating customer databases from multiple applications across multiple countries to centralised platforms for a major global telco, ensuring seamless integration across diverse operational environments at scale.
FiQir's credentials reflect our commitment to building within the Malaysian regulatory and innovation ecosystem — not around it.
FiQir holds MD Status granted by MDEC — Malaysia's national digital economy agency — recognising FiQir as an accredited provider of AI-Powered Lending solutions. For FiQir, this recognition validates our AI-Powered Lending platform as production-ready for the Malaysian financial services market — built to the standard that regulators, banks, and institutional clients expect.
As a proud member of the Paynet Fintech Hub community, FiQir operates within Malaysia's national payments network ecosystem. This membership connects us with financial institutions, regulators, and fellow fintech innovators — ensuring our lending and compliance solutions align with Malaysia's national payments infrastructure and regulatory direction.
FiQir is a member of KAIN — Konsortium AI Negara — Malaysia's national AI consortium bringing together public and private sector AI practitioners to shape the country's AI agenda. Membership reflects FiQir's active participation in building Malaysia's AI ecosystem and alignment with national AI policy and development priorities.
Backed by the AWS Startup Fund Acceleration programme. FiQir's platforms are built on a pure cloud-native AWS architecture featuring multi-VPC design, Terraform provisioning, AWS Bedrock AgentCore integration, and enterprise-grade security through IAM, KMS, CloudTrail, and VPC endpoints. Upcoming AWS Marketplace product.
FiQir's strategic investor — Houston Technology Group of New Zealand — is a 40-year-old Australasian technology group bringing governance credibility, international networks, and technology expertise to FiQir's growth journey. HTG exemplifies the same philosophy of building technology that quietly but materially improves how organisations operate.
FiQir's SME Financial Literacy Programme is designed to move businesses from loan rejection to loan readiness. Through financial assessment, goal-setting, loan matchmaking, and personalised roadmaps — FiQir acts as a hands-on partner to prepare SMEs for confident loan applications. Programme fees are HRDF claimable.
Whether you're a financial institution exploring AI-powered lending, a bank navigating regulatory complexity, or an enterprise ready to move from manual operations to autonomous workflows — we'd like to hear from you.
Level 9, Tower B, Menara UOA Bangsar
5, Jalan Bangsar Utama 1, Bangsar
59100 Kuala Lumpur, Malaysia
Co. Reg: 202201033134 (1478831-D)
Houston Technology Group
9 Clifton Road, 2nd Floor
Hamilton 3204
New Zealand